Redivivis credit · built for growth
Buy More Stock, Pay Monthly, Grow Faster
Your cash decides how much you can order. Your order size decides your unit price. So cash quietly decides your margin. Redivivis credit breaks that link: take the larger lot at the better price, sell it through, and repay from the margin the bigger order created.
Terms that improve as you prove yourself
Limits are earned, not fixed. Every deal you complete cleanly moves all three levers in your favour — and the effect compounds.
Availability moves daily and pricing is set per buyer segment, so exact stock, grade and your price are confirmed in the Portal or by quote — not published here.
The maths every reseller already knows
Ten units bought with the cash in your hand cost more per unit than forty units bought as a lot. That is not a Redivivis rule, it is how the trade works everywhere — and it is why the biggest dealer in the market is rarely the smartest, just the best capitalised. The gap between your small-order price and the lot price is real money, and right now it is money you are leaving on the table because of timing, not because of skill.
Credit is simply the tool that lets you buy at the price your sales volume deserves rather than the price your bank balance allows. You take the lot, the unit price falls, you sell through at your normal margin, and the difference between the two prices is what services the facility. That is the entire argument — and it only works if you can actually sell the stock, which is why we look at your trading record rather than just your collateral.
Limits are earned, and they compound
We do not hand out a large facility on day one and hope. Your first deal is sized conservatively — against your purchase history with us, or against a device that can be locked if things go wrong. Then every deal you complete cleanly moves three levers at once: your limit multiplies, your tenor extends, and your required deposit steps down.
The compounding matters more than any single term. A buyer on their fourth clean cycle is operating with a materially larger limit, more months to sell through, and less cash tied up front than the same buyer on their first — without ever having negotiated. You do not argue your way up the ladder, you pay your way up it. That is deliberate: it rewards exactly the behaviour that makes a supply relationship worth having on both sides.
What it costs, and why we quote rather than publish
Pricing depends on your deposit, your tenor and your assessed band, so a single published rate would be wrong for almost everyone who read it. A larger deposit and a shorter term reduce your cost; a longer term costs more, because the risk and the money are out longer. You see your actual structure — deposit, term, instalment — in the Portal after a short financial-strength check, before you commit to anything.
Be clear-eyed about it: credit is not free money, and it only makes sense when the stock moves. If a lot will sit in your shop for six months, cash is cheaper and you should buy smaller. If you turn stock in weeks, the maths works strongly in your favour. We would rather tell you that up front than fund an order that hurts you.
How to start
Register in the Portal and run the financial-strength check. It is short, it happens before any documents, and it tells you your indicative band immediately. If it looks workable you continue with KYC, upload supporting documents, add a guarantor, and pick the stock. You get a decision with the exact structure before anything is signed.
Two things make approval far more likely: a trading history with us, and a willingness to start smaller than you would like. The first deal is the entry fee to the ladder — take it cleanly and the terms move quickly.
Who this is for
Resellers and IT shops who can sell more than their cash lets them buy — see reseller supply, wholesale lots and Computer Village supply. Businesses refreshing a fleet without a capital budget — see corporate supply. CBT centres and schools building labs that earn back over an exam season — see thin clients for CBT labs. And individuals buying a machine for work — see the financing guide.
Tested, graded, warranty-backed
Every unit is tested, data-wiped and graded on a clear cosmetic and functional scale, with paperwork ready for business buyers. See how we grade and our returns and RMA process. The grade is the promise — you know the condition before you pay.
Frequently asked questions
How much credit can I get?
Your first facility is sized on your trading history with us or on a lockable device, and it is deliberately conservative. It multiplies with each deal you complete cleanly, so the ceiling you start at is not the ceiling you stay at.
Do I need a deposit?
Yes. A meaningful deposit is required, and it is higher on a first deal than later ones — each clean cycle steps it down. Your exact figure is shown in the Portal before you commit.
What does it cost?
It depends on your deposit, tenor and assessed band, so we quote rather than publish. Larger deposits and shorter terms cost less. You see the full structure — deposit, term, instalment — before signing.
What do I need to qualify?
A trading history with Redivivis or a lockable device, KYC documents, a guarantor, and a deposit. The financial-strength check in the Portal tells you where you stand before you gather documents.
What happens if I pay late?
Reaching 30 days late freezes new credit until the account is current. A default moves you to cash-only terms. The ladder works both directions, which is why we size the first deal carefully.
Can I use credit for a bulk lot?
Credit is in a controlled pilot, so early facilities are modest and grow with your record rather than starting at lot scale. Tell us the lot you want and we will show you what is workable now and what the next cycles unlock.
Does credit apply to all stock?
It applies to the same tested and graded stock we sell for cash — laptops, desktops, thin clients, servers, networking and storage.